San Francisco Bankruptcy Lawyer
Benicia-Based Firm Helping Clients In The Bay Area & North Bay Area
Are you considering filing for bankruptcy? Have you been harassed by creditors and want to make things right? We are here to help at Compass Bankruptcy Law Group. Our San Francisco bankruptcy lawyer, Reno Fernandez, has over 16 years of experience and is a certified bankruptcy law specialist. You can trust him to support you while filing for Chapter 7, 11, or 13 bankruptcy or making creditor harassment claims.
Attorney Fernandez and our firm’s team work tirelessly to offer personalized and affordable services that meet the needs of individuals, families, and businesses. From our office in Benicia, we serve all of San Francisco’s districts and the nearby areas. We frequently conduct consultations and other meetings virtually, making it convenient to work with us no matter where you are in San Francisco or other parts of the Bay Area.
Call (888) 850-0624 or reach out online to request a free estimate. We offer $0 down services and can arrange payment plans.
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Compassionate SupportWe understand the emotional toll of financial difficulties and are dedicated to providing compassionate, empathetic support throughout your bankruptcy journey
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Proven Track RecordOur attorney's experience includes cases presented before the Supreme Court, highlighting our capability to handle complex and high-stakes legal matters.
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Board Certified RepresentationOur attorney is a board-certified specialist, ensuring you receive top-tier legal representation.
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Offering 100% Free ConsultsWe offer free consultations to ensure you get experienced advice without any financial burden upfront.
The Benefits of Bankruptcy
Filing for bankruptcy is a complicated process with impacts that could be crucial for your financial future. While the stakes are often high, filing can unlock numerous immediate and long-term benefits.
These include but are not limited to:
- Debt relief: Chapter 7 bankruptcy can discharge debt, while Chapter 13 can lessen debt. These things can offer individuals and businesses a fresh financial start.
- Automatic stay: Upon filing for bankruptcy, an automatic stay goes into effect, stopping creditor actions such as foreclosure, wage garnishment, and collection calls.
- Asset protection: Depending on the type of bankruptcy, you may be able to shield certain assets from liquidation while restructuring debts and repaying creditors.
- Financial reorganization: Bankruptcy allows you to reorganize your finances, develop repayment plans, and work towards a more stable financial future.
- Credit rehabilitation: Although bankruptcy may initially impact your credit score, it could be the first step you take toward rebuilding credit over time with responsible financial management.
Do you have questions about whether bankruptcy could benefit you? Consult our San Francisco bankruptcy attorney about your legal options and how we can help you pursue them.
What Is Creditor Harassment & What Are My Protections?
Creditor harassment refers to several aggressive or abusive actions by creditors or debt collectors. It can include frequent phone calls, threats of legal action beyond what is allowed, verbal threats, and publishing lists of those who cannot pay debts, among other things. Federal and state laws offer protection from creditor harassment. If you have been subject to this kind of behavior, you can seek compensation for harm the collectors caused.
At Compass Bankruptcy Law Group, we can help you identify instances of creditor harassment and take appropriate legal action. Our attorney has aggressively defended clients against unfair and malicious treatment by creditors, collection agencies, debt buyers, and others. You can trust him to be your advocate.
Schedule Your Free Consultation
Start your journey toward debt relief by calling our office today. Regardless of how complex or difficult your situation seems, our certified bankruptcy law specialist attorney, Reno Fernandez, has the skill and know-how to match. See what he and our firm can offer you in a free consultation.
Call (888) 850-0624 or reach out online to partner with Compass Bankruptcy Law Group.
