Modesto Bankruptcy Attorney

Assisting Clients With Bankruptcy Matters in California

Navigating financial challenges can be very overwhelming and stressful. Whether you are facing mounting debts, foreclosure, or creditor harassment, finding a path forward can feel daunting. At Compass Bankruptcy Law Group, we are dedicated to helping individuals and businesses in Modesto regain control of their financial future through effective bankruptcy solutions. Our Modesto bankruptcy lawyers are here to guide you through the complexities of bankruptcy law, ensuring you understand your options and empowering you to make informed judgments.

Contact Compass Bankruptcy Law Group today to schedule a consultation with our bankruptcy lawyer in Modesto.

Bankruptcy Matters We Handle

We can assist you by:

• Chapter 7 Bankruptcy: Chapter 7 bankruptcy is designed to deliver a fresh start by eliminating most unsecured debts, like credit card balances, medical expenses, and personal loans. This process involves liquidating non-exempt assets to repay creditors, allowing individuals to discharge their debts and begin anew. We will work closely with you to assess your financial situation, identify exempt and non-exempt assets, and ensure that you navigate the process smoothly and efficiently.
• Chapter 11 Bankruptcy: Chapter 11 bankruptcy is mostly intended for businesses seeking to restructure their debts while continuing operations. This type of bankruptcy allows companies to develop a repayment plan, reorganize their finances, and retain control of their assets. We have extensive experience assisting businesses in Modesto with Chapter 11 filings, providing strategic guidance to help them emerge from bankruptcy stronger and more viable than before.
• Chapter 13 Bankruptcy: Chapter 13 bankruptcy is ideal for individuals with a regular income who wish to preserve their assets while repaying debts over time. This option allows debtors to create a repayment plan that typically spans three to five years, making it more manageable to catch up on overdue payments and avoid foreclosure. We will help you draft a feasible repayment plan tailored to your unique financial circumstances, ensuring you can fulfill your obligations while protecting your assets.
• Creditor Harassment: Dealing with persistent calls and threats from creditors can add significant stress to an already challenging financial situation. We are committed to protecting your rights and will take immediate action against creditor harassment. Once you file for bankruptcy, an automatic stay will go into effect, halting all collection activities. We will ensure that your creditors cease their harassment and that you can focus on rebuilding your financial stability.